Ribbon Home
Ribbon buys the home for you with cash, then transfers it once your mortgage closes. It rents its balance sheet to ordinary families in bidding wars. When rates spiked and approvals slowed, the 30-day hold stretched into danger.
Imagine finding your dream home and losing it because your mortgage takes 30 days and another buyer shows up with cash. Ribbon Home built a bridge between mortgage timelines and seller expectations. The company makes the offer on your behalf as a cash buyer, then transfers the home once your mortgage closes. Founded in 2017, Ribbon raised over 900 million. The pitch to buyers was certainty. Your offer will not fall through. The pitch to sellers was speed. Agents loved it because deals stopped dying in the financing gap.
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